Brain Solutions NV

Healthy Thinking

Saving Money with Roof Repair

Posted by on Apr 22, 2015

Most people take their roof for granted because it is out of sight. They only remember it when something starts to leak, or right after a bad storm. Because the roof serves as the first line of defense for the home, it is important that it is intact and in good shape.

However, there are unscrupulous people that may be going around the neighborhood telling homeowners that their roof is badly damaged and needs replacement. This is especially true after a hurricane or windstorm when people can be more easily convinced. Take this with a grain of salt.

It is important in such instances that you get a second opinion, preferably from your insurance company. Replacing a roof is a long and expensive process, and it is unlikely that a roving roofer is the best person to do it for you. There are instances when roof replacement may be necessary, but only if an assessor from your insurance company confirms it. Remember, you will want your homeowners’ insurance to take care of the bulk of your expenses.

In most cases, a roof in good condition will not easily get damaged. If there is any damage because of extreme weather, it may be minor, or it may only need restoration. Replacing tiles and cement is definitely less expensive than a replacement.

If your insurance company agrees to a repair or replacement, you should find a roofing company that has the experience and knowledge to do a good job at reasonable prices. You can check out the reviews online for several companies and ask for several quotes before making a decision. If you are replacing your roof, you may as well ask the roofing companies for the materials they will recommend for your area.

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At the Wrong Place at the Wrong Time

Posted by on Apr 20, 2015

It is never a good idea to drive if you have been drinking, especially if you are in Texas. If you are very lucky, you can get away with it without being pulled over. In the case of one driver, however, luck was just not with him.

A driver recently crashed into a police car on the side of the road in a Dallas suburb. It was a good thing that the squad car was empty because the police were busy dealing with a drunk driver they had pulled over. What was not so good was that the gatecrasher naturally caught the attention of the officers, and he had been allegedly drinking. It was just a case of being in the wrong place at the wrong time. The officers arrested both drivers for driving while intoxicated (DWI).

However, an arrest is a long way from a conviction. While the above case seems clear-cut, many factors can come into play. As pointed out on the website of the Law Offices of Mark T. Lassiter, it is important not to act in fear and panic. Most people are not aware of how the law works, so they make mistakes that could be fatal for their criminal defense.

This is why it is important to do nothing without the advice of an experienced DWI lawyer. There may be ways to get the charges dismissed, get probation, or otherwise avoid a DWI conviction. A good lawyer will know what to do to make the most of a bad situation.

If you are facing drunk driving charges, do not make the mistake of thinking it is no big deal. Drunk driving is a serious offense anywhere in the US, and one conviction can follow you for the rest of your life. Even if you have no prior offenses, a conviction for (DWI) can close the doors on many opportunities for you.

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The Unwanted Cherry on Top

Posted by on Apr 19, 2015

Ice cream is yummy and ice cream is comforting. When it comes with a dollop of listeria, however, it becomes much less appealing. If you have a tub of Blue Bell ice cream, you had better think twice about digging in.

Texas-based Blue Bell Creameries recalled products that came from their Brenham, Texas and Broken Arrow, Oklahoma plants when investigations established a connection between three deaths is Kansas and Blue Bell products made in Brenham. An investigation of the Brenham plant found strains of Listeria monocytogenes in the Great Divide Bar and the Chocolate Chip Country Cookie Sandwich ice cream products. The same type of bacteria was in banana pudding ice cream pints in the Broken Arrow plant. Blue Bell had distributed these product lines to retailers across the nation. As pointed out in the website of Williams Kherkher, this is a serious breach of the company’s duty of care.

Listeriosis is a rare food borne illness that can have serious consequences for those who eat contaminated food. Typical symptoms include muscle pain, fever, chills, and sometimes diarrhea. Of the five patients admitted for unrelated reasons in a Kansas hospital that exhibited the symptoms of listeriosis, three have died. The Centers for Disease Control and Prevention (CDC) state that the evidence strongly indicates that the affected patients contracted the illness at the hospital.

It is highly likely that the contamination was accidental, but as pointed out on the website of Ali Mokaram, this does not alleviate the dire consequences for those that affected by it. In the case of the five patients that may have acquired listeriosis while in the hospital, the effects are undoubtedly serious. For the three that did not survive, their families are probably still in shock by the unexpected loss. Of the two surviving patients, the outcome is still unknown.

If you sustained serious injury or considerable loss because of the negligent actions of others, you have a right to hold them responsible. Consult with a personal injury lawyer in your state to discuss your legal options.

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The Problem of Green Cards for Skilled Workers

Posted by on Apr 16, 2015

The issue of immigrants is a sensitive one in the US, especially in Texas. This is mostly because thousands of illegal immigrants from Mexico cross the border through that state. The law enforcement agencies in Texas are under a lot of pressure to keep down the number of illegal immigrants. This may be the reason why a Texas judge refused to lift the injunction on the deportation of illegal aliens as specified in an executive action.

However, that is hardly the case for skilled foreign workers that are working legally in the US. They hold an H-1 B Visa, which allows them to work in the US as long as they stay with their sponsoring employer. Foreigners on a working visa can apply for permanent resident status, popularly known as a green card, while they are in the US. While they are waiting to get it, they cannot change employers, change job titles, or even ask for a raise.

That would be fine except for one problem: the long wait for the green card. The typical green card applicant can wait 7 to 10 years, and for some it is even more. There is a huge backlog of pending green card applications, partly because the US has a strict policy of granting it for only 7% of applicants from any one country per year. With more than a million people waiting for one at any given time, it is easy to see why it would take years. According to the State Department Bulletin, highly skilled workers that applied for a green card prior to January 8, 2004 will have a good chance of getting their green card by April 15, 2015. There are no guarantees, though, since only 7% of applicants from one country will be given one this year.

According to the website of the immigration lawyers of the Law Office of William Jang, PLLC, this situation is not likely to change in the near future unless legislation removing the 7% cap passes the Senate. In the meantime, it is important for those who are planning to apply for an employment-based or family-based green card to do it right from the start. Contact and experienced immigration lawyers to help you get it done right.

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Understanding No-Fault Insurance

Posted by on Apr 13, 2015

No-fault insurance is not as simple as most people believe it to be. There are several variations, which primarily affects the right to sue if you are injured in a car accident.

Pure No-Fault Insurance

In a pure no-fault insurance, the insurance company pays for the medical costs and benefits of the first party (the policyholder), also known as personal injury protection (PIP), and limits the right of one party to sue the other for any type of damage. This is called a “limited tort.” No state currently has laws for this type of no-fault insurance.


States that have no-fault insurance laws all allow the injured party to sue a liable party for general or non-economic damages if it reaches the established threshold. Some states have a monetary threshold, in which the injured party can sue if the damage reaches a certain amount i.e. $250,000. Others establish a verbal threshold, in which the injured party can sue if it results in death or if the injury is “serious.”

There are 12 states that currently have no-fault insurance laws. Kentucky, Kansas, Massachusetts, Hawaii, North Dakota, Utah, and Minnesota use a monetary threshold, while New Jersey, New York, Pennsylvania, Florida, and Michigan have verbal thresholds. Motorists in Kentucky, Pennsylvania, and New Jersey have a “choice” no-fault insurance law, which means they can choose to retain their right to sue.

According to the website of the Abel Law Firm in Oklahoma, which is not a no-fault insurance state, in most cases injuries sustained in car accidents are devastating. The threshold merely officially recognizes how much damage a negligent car accident can cause.

If you have sustained serious injury in a negligent car accident, it does not matter if your state has a no-fault insurance law or not. You are entitled to compensation for your losses. Contact an experienced personal injury lawyer in your state to know your rights and legal standing.

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